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活到老領到老 ,勞保老年年金給付看過來
為保障勞工朋友退休後的基本經濟安全生活
符合以下3點,可以申請請領老年年金
➊符合法定請領年齡
➋保險年資合計滿15年
➌離職退保
符合老年年金給付法定請領年齡而延後請領者,得請領展延年金給付
展延年金給付,每延後1年,按給付金額增給4%,最多增給20%!
保險年資滿15年,未符合法定請領年齡者,得提前5年請領減額年金給付
減額年金給付,每提前1年減給4%,最多減給20%。
請注意
申請給付前一定要仔細試算,想清楚再領,無論請領展延或減額老年年金,一經勞保局核付後,即不得再變更,所以請慎重思考!
※想要進一步瞭解老年給付相關規定
如試算或請領手續,可向勞工保險局洽詢 02-2396-1266
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Old-Age Pension Benefits:
The insured person could claim for old-age pension benefits if he/she meets one of the following conditions:
An insured person whose insurance coverage reached over fifteen years, and who is at least sixty years of age and has resigned from work and withdrawn from insurance coverage.
For those who wish to postpone the claiming of their old-age pension benefits, 4% extra of the old-age pension benefits would be added; the upper limit is 20% extra for postponing the claiming of old-age pension benefits.
For those who wish to claim for old-age pension benefits in advance of the qualification age, the upper limit for the advance year is 5 years. For every one year of advancement, 4% of the old-age pension benefits would be deducted; the upper limit is 5 years of advance which is 20% deduction.
圖片資料轉載自https://www.facebook.com/mol.labor
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